‘My financial health, my financial goals, my financialmeter!’

A moment with Kiongozi Hodari …… Thoughts on Leadership
20th March 2016
Leadership hurdles
2nd April 2016

‘My financial health, my financial goals, my financialmeter!’

  • Am I satisfied with my current financial situation?
  • Have I set financial goals and do I review them on a regular basis?
  • Are my financial goals Specific, Measurable, Attainable, Realistic, and Time bound that is SMART?
  • Have I divided my financial  goals  into long term, medium term and short term goals? Have I ranked them in order of priority?
  • Do I review my financial goals from time to time?
  • Am I saving enough for my financial goals?
  • Am I comfortable with the amount of debt I have?
  • Am I comfortable with  my own ability to make  informed financial decisions?
  • Do I have general knowledge on financial matters? Am I building up on the same?
  • Do I follow a budget/ personal spending plan on a regular basis?
  • Does my income exceed my expenses?
  • What are my plans for increasing my income?
  • Do I have an emergency savings plan?
  • Do I pay my bills on time?
  • Do I have a pension plan?
  • Do I have a personal financial advisor or financial mentor?
  • Have I invested in appreciating assets like real estate, land, stocks, mutual funds for example?
  • How is my credit rating?
  • These are some questions we can ask ourselves in gauging our financial health.

© Kwambie Nyambane,

March 2016

The writer is a senior business advisor in a health NGO and worked in the Kenyan  banking industry for five years as a relationship manager. She is involved in capacity building of health institutions and professionals in financial matters. She is an MBA graduate of the University of Nairobi. She  has a great interest in things that make human beings tick, financial matters being one of them.

Kwambie Nyambane
Kwambie Nyambane
Kwambie Nyambane is a Sales Force Effectiveness Manager in a leading bank in Kenya 'by day', a passionate inspirational blogger 'by night'; and a wellness enthusiast championing healthy lifestyle choices. The founder and lead writer of this blog is a Bsc. Food Science and Post -Harvest Technology graduate of the Jomo Kenyatta University of Agriculture and Technology, Kenya, holds an MBA in Marketing from the University of Nairobi and is currently pursuing a PhD in Business Administration from the University of Nairobi. Kwambie is a member of Bloggers Association of Kenya. She believes in taking life with a big spoon, seeing the cup always as half full, and enjoying the scenery in this journey called life. Kwambie is daughter to Lilly Moraa and James Nyambane, mother to one beloved son nicknamed "The Champ"; sister to Marci and beloved auntie to the A & Z girls. She and her family make Nairobi City, Kenya their home. This blog is dedicated to her parents Moraa and Nyambane for their awesome inspiration in her formative years, for being her pillar of strength through life, her siblings Marci and Joash, and to her son "The Champ" and her nieces who represent the generation that came after her. May the nuggets contained in this blog serve many generations, the world over to come.

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