Category Finance

Do you have What it Takes to be an Entrepreneur

Do you have a driving passion beyond making money? Are you self disciplined? Can you take charge of your own destiny without having a boss of your own? Are you good at creating new professional relationships and maintaining them? Are you adaptable to change? Do you have a tendency to query the status quo? Are you disruptive? Are you self- confident and optimistic? Does job security mean to you being

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Why we Invest

Whether we are investing in stocks, government bonds, business, farming ventures, land, real estate, education, intellectual property, health or our children and several other investment tools there are several reasons why we invest. We invest so that WE DO NOT HAVE TO WORK FOR THE PURPOSE OF GENERATING INCOME for the rest of our lives. We all hope to find ourselves in a position where we are not working to

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‘Is education the only key to success and happiness in life?’ Some random nuggets

It is not just about having the papers, but having a goal of where you want to be; single minded focus, do or die attitude for what one hopes to achieve in life, a positive attitude towards life, the so called ‘softer skills’ also a bit of luck, being in the right place, at the right time, with the right people is what I discovered from my reading…. Nugget 1

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‘My Venture, My Pride’: The Joys of being an Entrepreneur

I am an entrepreneur some define me as-  ‘Someone who exercises initiative by organizing a venture to take benefit of an opportunity and, as the decision maker, decides what, how, and how much of a good or service will be produced.’  I develop businesses from scratch and call them mine. It all begun as an idea spun in my mind five years ago, today the idea is my reality, ‘My

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Kwambie one on one on ‘Investment’ with Mr. Fedha Mavuno.

It has been a wholesome month of Financial Wellness matters. This rainy cool April morning in Nairobi I am joined by one financial coach and mentor Mr. Fedha Mavuno who will share with us a few tips on investments and how to grow our hard earned money to ensure our financial security. Kwambie: Hello Fedha. I am glad that you have taken the time to share a few tips on

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‘The Commandments of Personal Budgeting’

1. Thou shalt know thy financial goals and set your budget around it.2.Thou shalt know  thy income. That is the total amount of money you receive from investments (passive income) or from employment and business (active income).3. Thou shalt know thy expenditure. Differentiate your needs from wants.Some are regular, some vary from month to month yet others may be one off expenses.Categorize them into things like food, entertainment, health, transport, school

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‘My financial health, my financial goals, my financialmeter!’

Am I satisfied with my current financial situation? Have I set financial goals and do I review them on a regular basis? Are my financial goals Specific, Measurable, Attainable, Realistic, and Time bound that is SMART? Have I divided my financial  goals  into long term, medium term and short term goals? Have I ranked them in order of priority? Do I review my financial goals from time to time? Am

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I will be on top of my money by…..

1.  Earning money and using it in a meaningful way. 2. Changing my attitude to a positive attitude regarding money! 3. Going the  extra mile and working towards attainment of my financial freedom. 4. Focusing on the things that really matter in life and channeling my money to them! 5. Earning my money by doing something I enjoy doing… something that I could even do for  for free. 6. Using

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‘A house is not a home’: Kwambie and The Wapenzis.

Dear Readers of ‘Wacha niKwambie Uzima’  I was  recently humbled to have a cup of coffee with The Wapenzis. Remember them? They shared with us a while back on the differences between men and women when it comes to sexual relations and the turn around in their once toxic relationship. Well things seem to be growing from strength to strength in their relationship.Together they are renting a house in cosmopolitan

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“I can see the finish line – running the entrepreneurs race” – Random thoughts on the financing life cycle of a business

Just like a human being, so does a business have its financing lifecycle. At the start up phase, many a businessman or woman for that matter must dig deeply into one’s pockets in order to finance a venture. Many financing institutions shy away from start ups because of their risk profile. If however  one has a credible dream but no financing one may seek venture capitalists or angel investors to

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