My friends, delay does not mean denial

A friend of mine is having her inlaws to be coming  to begin discussions. This is the first time a family has come to engage her. She is 43. People are murmuring she is old. The long rains came on 22nd March, this year. It is said they were delayed. My friends, delay does not mean denial. A look around you and it seems everyone has what you deserve except

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Financial Wellness a nutshell: Let it be said of me that my money works for me!

It all boils down to living within your means, saving and growing what you earn first and then spending the rest.   Many  of us grew up in homes where money was a scarce commodity and to this day live in the ‘scarcity mentality’ where whatever amount of money  that we have will never be enough. Others grew up in  excesses where any money that was made was used as

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Time to make your dream come true….musings from an entrepreneur.

Perhaps you have been dreaming of more free time, added income or just something more interesting than your job and you think that starting your own business is the way to go. Ok. Stop. Stop dreaming!!!. “Entrepreneurs make the world go round.” You must have identified an opportunity that could be profitable.  1.Focus on providing a solution not on just making money. Businesses that do best focus on their clients

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SETTING FINANCIAL GOALS AND STUMBLING BLOCKS TOWARDS FINANCIAL HEALTH

Hope everyone had a lovely week. I truly did. Are we all keeping tab of our income and expenses this month? Great!!!!! Next thing we need to think about is setting financial goals? What do you plan to achieve financially in the short term, in the medium term and in the long term? The short term could be within the period of one year. The medium term two to five

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Are you financially secure.. some hard questions we need to ask ourselves?

Is their too much of month left at the end of your money? Are you a spendthrift or a hoarder? Is money your best friend or sworn enemy? How does financial wellness and priorities differ in the different stages in life? What are your financial goals? What are your financial priorities? How do you earn your money? How do you grow your money? How do you envision your old age?

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We share a common history…my sister, my brother

We share the same heritage….my sister, my brother..   Shared the same house, school, and the warmth of our parents…my sister, my brother.   I saved you  from the bully in the playground  those many years ago and you me  the fury of the landlady for those three months that I could not pay the rent.   We spent hours into the night sharing our childhood dreams and aspirations in

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Children are a gift from God

Children are a gift from God. Parents are custodians of God’s creation. The best parent is the one that enables their child(ren) to be the best that God purposed them to be. Create good memories that will sustain them through life.Parenthood is for life and every life stage has its unique needs that a parent ought to fulfill. © Kwambie Nyambane, February, 2015.

I am my parents’ daughter…..our parents deserve the best and then some more.

I am my parents’ daughter and proudly so. I would never exchange my parents for any other parents in the world, however great and famous they may be, however humble they may be. They are my perfect fit. However, after all is said and done, I owe my life to my parents for giving me an awesome childhood. They instilled traits that have served me well to this age in

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ARE YOU YOUR OWN VALENTINE?

She was voted, the ‘most likely to succeed’ in her high school end of year leavers’ party. Apart from coming tops in her class, she took up many leadership roles within the school community. Her energy levels were out of this world. Her zeal for life rubbed on to the rest of her classmates and she was dubbed ‘The Engine’. However, several years down the line, she is a pale

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LOVE BREWED IN THE AFRICAN POT

She was often lauded as the most desirable woman in the village. Twenty years after  her marriage she still caused heads to turn. She was the envy of all the women. The men gave glowing tribute after tribute of her  at the local watering hole. ‘Ratemo must be the luckiest man in Nyakemincha village to have married Moraa the daughter of Momanyi. Hey Ratemo..there would be no grey hair in

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